Incorporated in 2004, Inov8 has grown to become the leading provider for technology and consulting solutions for all players in the mobile and branchless banking ecosystem including financial institutions, mobile operators, agent networks, merchants, money transfer organizations, regulators and governments. Our experience comes from working with some of the best organizations in the world, including Fortune 100, and Fortune 500 companies.
Inov8’s team comprises individuals with an in depth understanding of mobile commerce and payments along with their individual areas of expertise ranging from business and covering all technology required for designing, deploying, integrating and supporting products and solutions.
The underlying strengths of Inov8 are its people and technology. We promise and deliver innovative strategies and technology in an age where competition does not allow for learning curves.
Inov8’s vision is to use technology and innovation for enabling access to mobile financial services for the unbanked and to make mobile payments more convenient for the banked.
Inov8’s mission is to provide technology and consulting solutions for all players in the mobile and branchless banking ecosystem including financial institutions, mobile operators, agent networks, merchants, money transfer organizations, regulators and governments, representing a fundamentally transformational opportunity to connect millions of people to the digital economy.
Inov8’s history of successes include setting up and deploying one of the world’s first interoperable shared mobile payments and settlement platforms in 2007. In 2008, Inov8 launched Pakistan’s first mobile banking service with a shared, interoperable platform through the largest Mobile Network Operator (MNO), multiple banks, utility companies, insurance, fast food and retail.
Working in collaboration with Askari Bank and Zong, Inov8 has successfully implemented and launched, TimePey, Pakistan’s largest branchless banking deployment with a G2P focus. This project entails salary transfers and pensions for servicemen, branchless banking for the unbanked, mobile banking, next generation mobile commerce and remittances.
Inov8 has grown to become one of the regions leading technology and mobile commerce companies over the last decade. We have become experts in designing, implementing, rolling out and optimizing large and complex m-commerce projects.